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违约 - Weiyue
广义而言，default是指不履行按合约所承诺的义务，多指债务人不履行还本付息的义务，通常由债权人宣布债务人违约。
Default
Failure to meet an obligation such as a payment of interest or principal. Technically, the borrower does not default. The initiative comes from the lender who declares the borrower is in default.
