找金融词汇 来路透金融词典
商业银行 - Shangye yinhang
参见: 中央银行, Central Bank, 投资银行, Investment Bank
指提供批发和零售银行服务，同时亦参与同业市场操作的金融机构。商业银行吸收客户的存款，并提供支票结算服务。在英国，商业银行亦称为清算银行(clearing banks)。在美国，商业银行亦称金融中心银行(money-centre banks)。当商业银行需要短期资金时，可向中央银行借款。商业银行与投资银行或商人银行(merchant banks)不同，后者专门为公司筹措资金，而不是贷款和货币流通活动。
Commercial Banks
See also: Central Bank, Investment Bank
Financial institutions that operate in wholesale and retail banking and allied markets. Commercial banks attract customer deposits and offer cheque-clearing facilities. They are known as clearing banks in the UK and money-centre banks in the US. They are allowed to borrow from their respective central banks when they need short-term funds. Commercial banks contrast with investment or merchant banks which specialize in raising funds for companies rather than concentrating on lending and the mechanics of money transmission.
